Student Loan Refinance for Parents

Take control of the student loans you took out on behalf of your child(ren) by refinancing all1 your loans with BCU! You'll be able to refinance and consolidate educational loans you incurred for a dependent child, combining private, federal and PLUS loans into one manageable loan, resulting in one convenient payment, and potentially lowering your rate2. Featuring a competitive interest rate and zero origination fees, our refinance loan can help you simplify your life while amplifying your funds.

Check out some of these great benefits

  • Refinancing available up to $150,000

  • Competitive interest rates

  • Flexible repayment terms to fit your needs
    (view our rates page for more information, repayment examples, and important disclosures)

  • No origination fees or prepayment penalties

  • Borrow from a not-for-profit credit union you can trust


1. Eligible loan types include post-secondary private and federal loans (including PLUS loans) incurred on behalf of a dependent child or for yourself. Loans being refinanced may be for multiple children. The parent borrower must be listed as a debtor on all underlying loans being consolidated.

2. Subject to credit qualification and additional criteria.

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates, or some cancellation benefits that can significantly reduce the cost of repaying your loans. Please review this important disclosure for more information. 



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