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BCU

Student Lending Center

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Current Rates

Student Loan Refi

Borrow up to $150,000

4.89% - 7.92%

Variable Rates (APR^†)

6.30% - 8.74%

Fixed Rates (APR)

5, 7, 10, 15

Loan Term (Years)

Find My Rate & Apply

Advanced Degree Refi

Borrow up to $250,000

4.89% - 8.92%

Variable Rates (APR^†)

6.30% - 9.10%

Fixed Rates (APR)

5, 7, 10, 15, 20

Loan Term (Years)

Find My Rate

Skip to application

Medical Degree Refi

Borrow up to $350,000

4.89% - 8.17%

Variable Rates (APR^†)

4.80% - 9.10%

Fixed Rates (APR)

5, 7, 10, 15, 20

Loan Term (Years)

Find My Rate

Skip to application

Parent Loan Refi

Borrow up to $150,000

4.89% - 7.92%

Variable Rates (APR^†)

6.30% - 8.74%

Fixed Rates (APR)

5, 7, 10, 15

Loan Term (Years)

Find My Rate

Skip to application

For parents who wish to refinance PLUS loan(s) or a child's student loan(s)

Important Disclosures and Rate Details | Refinance Disclaimers | Rates shown include a 0.25% discount for optional enrollment in automatic electronic payments.

Log In To My Account

Need to pay for the upcoming academic year? Request additional funds from your line of credit.

MAKE A PAYMENT

To make a payment or view balances, log in to your credit union online banking account to access the Student Lending Center. (University Accounting Service (UAS) is the servicer of your account.)

Pay

REQUEST ADDITIONAL FUNDS

If you have a fully established line of credit from which you’ve already borrowed, log in to your credit union online banking account to access the Student Lending Center to request additional funds.

Request

FINISH APPLICATION / REQUEST FIRST DISBURSEMENT

To finish an application you’ve already started, or to request a first disbursement
from your approved line of credit, log in to the student lending application portal.

Undergraduate, Graduate, and Student Loan Refinance Applications

Finish

Advanced, Parent, and Medical Refinance Applications

Finish

Have questions about your most recent application? Contact Us!

Want to start a new application?

Learn more about our solutions and apply.

Refer a Friend to BCU

Share the benefits of our student lending solution!

We offer a variety of student loan refinancing solutions to meet your unique needs.

Combine multiple education loans (government and private) into a single loan with one monthly payment. You've earned your degree, get rewarded with a better interest rate.

Which Loan is Right for You?
Loan Amount	Min Required Degree Attained	Income Requirement
$5K - $150K	Bachelors and above	$30K*	Find My Rate & Apply
$150K - $250K	Advanced Degree and above	$100K*	Find My Rate	Refinance Now
$250K - $350K	Medical Degree	$150K*	Find My Rate	Refinance Now
Parent ($5K - $150K)	N/A	$30K*	Find My Rate	Refinance Now

Please note:
BCU membership, minimum income, and at least one year of continuous employment required.

Modifying the loan amount in the "Find My Rate" form will not impact the rate that may be provided, but will result in an additional soft credit pull. If you would like to estimate your monthly payment based on the loan amount requested, please use the Refinance Calculator.