Refinance Apply

SPECIAL OFFER: Refinance and enjoy no payments and no interest for 3 months AND get $300!

IMPORTANT: Interest and payments on federal student loans have resumed. Visit studentaid.gov for details. Carefully consider your options before refinancing federal student loans, as they will no longer qualify for current and future federal benefits once refinanced with a private lender.

We offer a variety of student loan refinancing solutions to meet your unique needs.

Combine multiple education loans (government and private) into a single loan with one monthly payment. You've earned your degree, get rewarded with a better interest rate.

Which Loan is Right for You?
Loan Amount	Min Required Degree Attained	Income Requirement
$5K - $150K	Bachelors and above	$30K*	Find My Rate	Refinance Now
$150K - $250K	Advanced Degree and above	$100K*	Find My Rate	Refinance Now
$250K - $350K	Medical Degree	$150K*	Find My Rate	Refinance Now
Parent ($5K - $150K)	N/A	$30K*	Find My Rate	Refinance Now

Please note:
BCU membership, minimum income, and at least one year of continuous employment required.

Modifying the loan amount in the "Find My Rate" form will not impact the rate that may be provided, but will result in an additional soft credit pull. If you would like to estimate your monthly payment based on the loan amount requested, please use the Refinance Calculator.